Florida Office of Financial Regulation: MLD646.
Georgia Residential Mortgage Licensee. Georgia Department of Banking and Finance: 6521.
North Carolina Commissioner of Banks: L-112833.
South Carolina Department of Consumer Affairs: MLS3094.
Virginia-Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org).
For refinance advertisements, that state, a reduction on monthly payment, please note: the total finance charges maybe higher, over the life of the loan.