Benjamin Larrick

NMLS # 69385

704-930-7831

blarrick@dhlmortgage.com

Benjamin Larrick Managing Partner

Blog

Bank Statement Mortgage Loans In North Carolina

Bank Statement Mortgage Loans In North Carolina

North Carolina Bank Statement Loans Unlike traditional loan programs that heavily rely on credit scores and income verification, bank statement loans provide an alternative solution, taking into account the borrower's bank statements as evidence of inc

Jun 27, 2023 |

Weighing the Options: Vacation Home or First Mortgage Payoff?

Weighing the Options: Vacation Home or First Mortgage Payoff?

Have you always wanted to buy a second home in your favorite vacation spot, but you’re not sure if it makes financial sense to take on a second mortgage before paying off your first? It can be a tricky question as it feels like a trade-off between g

Jun 20, 2023 | Purchasing a Home

Making Sense of Today's Interest Rates

Making Sense of Today's Interest Rates

Mortgage interest rates have risen sharply in the past year, having bumped around the 3% -4% range for the last decade. After getting so accustomed to that range of rates, many borrowers are struggling with today’s level in the 6% span. However, his

Jun 13, 2023 | Interest Rates

Should I Consolidate My Debts with a Mortgage Refinance Loan?

Should I Consolidate My Debts with a Mortgage Refinance Loan?

In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, etc. If you are a homeowner, you may be able to consolidate all that debt and make it easier to afford with a refinance loan. Here&r

Jun 06, 2023 | Refinancing a Home

Understanding Mortgage Loan Origination Fees

Understanding Mortgage Loan Origination Fees

One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them. What Is a Mortgage Loan Origination Fee? Origination means to create, so the loan or

May 30, 2023 | Purchasing a Home

How to Improve Your Credit to Get a Better Mortgage Deal

How to Improve Your Credit to Get a Better Mortgage Deal

In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as much as possible before applying for a mortgage loan.

May 23, 2023 |